Ontario Auto Insurance: Big Changes Ahead Starting July 1, 2026
Starting July 1, 2026, Ontario’s auto insurance framework will be fundamentally restructured. Under the new regulations, standard auto insurance policies will default to include only medical, rehabilitation, and attendant care benefits. Policyholders must now actively opt-in for other benefits that were previously guaranteed. Those who do not proactively make these selections risk being left without critical support during emergencies.